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题目选项分析

Bank depositors in the United States are all financially protected against bank failure because the government insures all individuals' bank deposits.An economist argues that this insurance is partly responsible for the high rate of bank failures, since it removes from depositors any financial incentive to find out whether the bank that holds their money is secure against failure.If depositors were more selective.then banks would need to be secure in order to compete for depositors' money.

The economist's argument makes which of the following assumptions?

【选项】Bank failures are caused when big borrowers default on loan repayments.

选项是否正确?

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题目基本信息

  • 所属科目:逻辑CR
  • 题目来源1:PREP07 Test 1-66
正确率:68% 中等