Five years ago, the town of Bayside, in the Katonic River Valley, had catastrophic flooding one spring, and consequently, most insurers now refuse to write flood insurance for houses in Bayside. The town of Dryadia, in the Phemptic River Valley, is much like Bayside in its proximity to a similar river at an almost identical point in the river valley. We can conclude that the only reason the same insurers do not write flood insurance for houses in Dryadia either is its similarity to Bayside in terms of where it is situated in the river valley. Which of the following, if true, would most seriously undermine the argument?
【选项】It is hard for an homeowner to buy flood insurance if a large proportion of other houses in the same town have been flooded in recent years.