题目选项分析

Banker: My country's laws require every bank to invest in its local community by lending money to local businesses, providing mortgages for local home purchases, and so forth. This is intended to revitalize impoverished local communities. But it is clear that the law will soon entirely cease to serve its intended purpose. An increasing number of banks incorporated in our country exist solely on the Internet and are not physically located in any specific community.

The banker's argument is most vulnerable to criticism on which of the following grounds?

【选项】It fails to adequately address the possibility that an increase in the number of banks of one kind in the banker's country will not lead to the complete elimination of banks of another kind.